Privacy Policy

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We may collect the following types of information:

• Personal Information: Name, address, email address, phone number, date of birth, Social Security number, and financial/medical information relevant to insurance applications.
   
• Non-Personal Information: Browser type, IP address, cookies, usage data, and other anonymous technical data when you interact with our website.
   
• Third-Party Information: Information from partners, affiliates, or other publicly available sources to supplement our records.

We use the information we collect to:

• Provide, process, and manage your insurance applications and policies.
   
• Communicate with you about services, updates, and promotional offers.
   
• Improve our website, products, and customer experience.
   
• Comply with legal and regulatory requirements.
   
• Detect, prevent, and address fraud or security issues.

We do not sell your personal information. We may share your information in the following situations:

• With Service Providers: Trusted third parties who assist us in operating our business (e.g., underwriters, reinsurers, IT providers).
   
• For Legal Reasons: To comply with applicable laws, regulations, legal processes, or enforceable government requests.
   
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

Our website may use cookies, pixels, and similar technologies to enhance your browsing experience and gather analytics. You can disable cookies in your browser settings, but some website features may not function properly.

We implement reasonable technical, administrative, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Depending on your location, you may have rights such as:

• Accessing and obtaining a copy of your data.
   
• Requesting corrections to your data.
   
• Requesting deletion of your personal information.
   
• Opting out of marketing communications.
   

To exercise these rights, please contact us at the information below.

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

If you have any questions or concerns about this Privacy Policy, please contact us:

Albert B Life Insurance

albertbinman@gmail.com